auto insurance Wallingford CT Each year, more automobiles and drivers travel the highways. As this number goes up, the possibility of accidents also goes up. If you get in a car accident, the auto insurance you have can make a big difference in the experience you have. So how can you find out what type of car insurance you need and how much to purchase? Insurance requirements will differ by state/province, but typically include the following: Liability: Bodily injury and property damage that you are responsible for will be covered under liability insurance. Bodily injury damages include medical fees, lost wages, and pain and suffering. Property damage includes damaged property or loss of use of property. If you are in legal trouble, liability insurance will pay for your legal fees. State laws typically require standard amounts of liability insurance, but larger amounts can be purchased and are usually recommended. Personal Injury Protection: Personal injury protection pays for all medical treatment for you or your passengers, no matter who was responsible for the collision. It is mandated in some states and optional in others. The minimum amount of this insurance is typically set by local government. Medical Payments: Medical payment coverage can be purchased in non-no-fault states; it will pay regardless of who may be responsible. All necessary medical or funeral expenses will be paid for under this insurance policy. Collision: Pays for damages to your car caused by a collision. Comprehensive: This kind of insurance protection covers all damages not caused by a collision. This may include weather damage, vandalism, and burglary. Uninsured Motorist: Too many drivers are ignoring the law by driving a car without having the right amount of insurance. This insurance will cover you if one of these irresponsible drivers hit you. Under-Insured Motorist: There are other drivers who have liability insurance that might not be able to pay for all the expenses they are supposed to take care of. Under-insured motorist coverage protects you from those drivers. Other kinds of car insurance, like emergency road service and car rental, can also be purchased.
Source: http://surfingdino.com/auto-insurance-wallingford/
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